How the “Average Joe” can purchase a home in today’s market.

Graham Pruitt

Published 7 months ago

Did you know that in 2019 the "average" FICO increased up to 703? That is incredible for consumers wanting to enter today's housing market. But, with the "great recession of 2008", Fannie Mae altered what they considered "average" FICO scores with pricing or rate adjustments. Those alterations are called LLPA ( loan-level price adjustments ), in simple terms, they raised the bar of what average in their view. So with that, I put this educational video to help the "Average Joe", who has worked so hard to better their FICO scores obtain a better and who some more affordable housing. (https://www.cnbc.com/2019/09/10/average-fico-score-hits-all-time-high.html )

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Ebayarlar

"I was planning to use our credit union for my house, just like I did for my condo. My realtor suggested that I check with Graham, and this was the best decisions as I made. Graham and his team moved quickly and made this a very pleasant experience."

5.0

Donald A.
Verified

"very very responsive. within a couple hours of initial inquiry, graham sent me some ideas and proposals."

5.0

Emre B.
Verified

"I have been working for the World Bank Group for the past 10+ years. For my first condo, I used our credit union for the financing. For this house, I was planning to do the same, but then my realtor recommended using Graham. I was a bit hesitant at first, but now I can say that this was the best decision I made, as we had a very short closing target (less than 30 days after ratified contract). Graham & his team are true professionals, they had a great offer and moved quickly."

5.0

Average U.S. Mortgage Rates

Conf. 30-Year Fixed

3.197%
0.036

FHA 30-Year Fixed

3.274%
0.046

Jumbo 30-Year Fixed

3.161%
0.045

Average interest rate values are calculated from actual locked rates. Learn more.

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